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Carolina State Mortgage Corporation Privacy Policy Overview
Carolina State Mortgage Corporation is committed to staying current in the
world of ever-changing technology to offer our clients the most up to date
and convenient options for handling their mortgage transactions. With online
mortgage banking applications and pre-qualifications being options, Carolina
State Mortgage Corporation Mortgage understands that many of our clients are
concerned about the security and privacy of their personal information. No
matter how you choose to handle your mortgage transaction, Carolina State
Mortgage Corporation places a high priority on protecting your financial
information. Provided below is a detailed description of Carolina State
Mortgage Corporation's Online Mortgage Privacy Policy. If you have
additional questions concerning the privacy of your personal information,
feel free to contact us at our Carolina State Mortgage Corporation office
located at 100 East Dune Street, Nags Head, NC 27959
Respect of Right to Privacy Carolina State Mortgage Corporation recognizes
and respects your concerns about privacy and security while using our Web
Site and Internet Application/Pre-qualification Services. We are committed
to taking every precaution to protect and safeguard your privacy. All
Internet transactions, such as pre-qualifications and applications for
mortgages, are conducted in a secure, encrypted environment. Encryption
helps protect your personal information from being obtained by someone other
than a Carolina State Mortgage Corporation employee.
Collection and Use of Personal Information The collection of personal
information online is designed specifically to: assist the mortgage company
in administering your mortgage business, provide our clients with the
products and services they want, and comply with law and regulation. This
information is always collected in a secure online environment. Carolina
State Mortgage Corporation does not use "cookies" or other undisclosed
electronic information collection methods.
Limiting Employee Access to Information Carolina State Mortgage Corporation
limits employee access to your personal information only to those employees
needing the information to conduct your mortgage business. All Carolina
State Mortgage Corporation employees are educated in the need for
confidentiality and client privacy. Employee password and other security
procedures control all access to personal information.
Restrictions on Disclosures to Third Parties Client information may be
supplied to a third party in order to process a client's transaction; if the
client requests it; if the disclosure is allowed or required by law (for
example, subpoena, investigation of fraudulent activity, or litigation); to
exchange information with reputable credit reporting agencies, in accordance
with standard mortgage banking industry practice. Carolina State Mortgage
Corporation requires all third parties having access to a client's
information in conducting routine processing of mortgage banking business
for the client to adhere to privacy policies similar to our own. The parties
are strictly prohibited from using the information for their own benefit, or
allowing any other party to access the information.
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